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You can add funds to your Navia Trading Account using the following methods:

On the Navia All-in-1 App

1. UPI (Recommended for < ₹1 Lakh)
   • Fastest and easiest option
   • Zero charges
   • Instant update
2. Net Banking
   • Charges: ₹9 + GST
   • Updates quickly
   • Suitable for transfers above ₹1 Lakh
3. Debit Card (ICICI & Federal Bank only)
   • Direct transfer from your card
   • Charges: ₹9 + GST

 Outside the App

1. NEFT / IMPS
   • Add Navia’s bank account as a beneficiary in your bank’s website/app. Navia Bank details link here
   • Transfer funds to only the Upstreaming Client Nodal Bank Account (USCNB)
   • Charges: ₹50 + GST
   • Takes around 2 hours to update
   • You may need to share a bank statement showing the transfer entry for confirmation.

Note: If funds are transferred after 7:00 PM, they will be updated next working day before market opens (since exchanges don’t accept funds after 7:00 PM).

 ✅ Summary

• Best Option: UPI (quick, free, instant, for < ₹1 Lakh).
• Next Best: Net Banking (₹9 + GST, good for larger amounts).
• NEFT/IMPS: Slower, higher charges, use only if other options not possible.